How to Create a Personal Budget

How to Create a Personal Budget

If you read Cari$ Rules for Financial Freedom, you’ll notice our first rule is “No Budget? No Chance”. What this means is that we fundamentally believe taking control of your finances and achieving Financial Freedom is only possible when you have a personal budget. While we provide a lot of detailed guidance in our Budgeting Series, the purpose of this post is to summarize the process of creating a budget, so you have a big-picture view before diving into the details.

Cari$ Rules for Financial Freedom

Cari$ Rules for Financial Freedom

Advice and advisors are plentiful for individuals who have surplus funds—at least in the low hundreds of thousands of dollars—to invest. But it is easy to forget that the majority of the working population would not consider themselves “rich” or “wealthy”. Instead, the majority earn a normal income, have a small or limited savings pool, and face normal money challenges and choices in order to grow their savings. At CariDollarsAndSense, we focus on helping the

Is a Budget Necessary?

Is a Budget Necessary?

This is the first in a series of six articles that cover how to create a budget. Many people find doing a budget to be a difficult task, but in this series, we walk you through the process in a very detailed way. Just follow each step and by the end you’ll have your budget up and running and be on the road to financial freedom! Before getting to the question is it necessary, let’s

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